SAVE MONEY AND HAVE AN AGENT REPRESENTING YOU !
Would you go to battle against the IRS without a representative?
Would you go to court without a lawyer to represent you?
Would you settle for an insurance company that advertises that you don't need a middleman (the agent)?
Do you want an insurance company that encourages you to not have a representative so that at claim time they can go it alone?
Who will confidentially advise you?
Who will help you fill out accident and claim forms?
Insurance companies are professionals and policyholders are laymen. It is like David (you) going up against Goliath (insurance company)- and without an agent representing you, you're going to lose.
NOW WHO NEEDS AN AGENT? YOU DO!!!